Insurance - Strikes And Lockouts 3089635636924505613-blid-2730436689135247276

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There is no consistent exclusion clause in respect of strikes and lockouts in the London market in respect of All Risk Property Insurance (ARPI) policies. Some policies cover liability in full. Others exclude liability but provide endorsements up to upper limits of liability. Other policies include liability but provide additional deductibles for each and every loss. Rarely do the policies contain definitions and, as yet, there is no authority as to how the courts might consider these phrases in the context of insurance.